Insurance Center of Monroe has provided insurance for our friends and neighbors since 1929.
For more than 80 years, Insurance Center of Monroe has provided coverage to our Monroe, MI, neighbors and friends. Our agency is a third-generation independent insurance agency. With genuine care and courtesy, we have helped our customers stay protected from life’s numerous uncertainties.
Whether it’s time to bundle your home and auto insurance policies, plan for your business, or shop for life insurance, our friendly and knowledgeable team is available to assist you with any questions you may have. By representing many insurance companies, we can help you find insurance programs that meet your needs and your budget.
“The Insurance Group of Monroe has extended nothing but A+ service in every avenue of my needs from car and renter’s to homeowners insurance as well. They go above and beyond. I’m a very satisfied client.”
“Everyone that works at Insurance Center of Monroe is very cordial, professional and efficient. Have always taken excellent care of any and all of my insurance needs. Highly recommend this company!”
“Insurance Center of Monroe was always on top of all our insurance needs, willing to go over, update or explain the plans we had. We had all our cars, trailer, and home here for over 35 years and never had a bad experience or issues.”
We Are Always Evolving
We have remained current with the industry’s numerous developments since we were established more than 80 years ago. For property and casualty insurance, we provide thousands of clients with dependable advice. The knowledgeable staff at Insurance Center of Monroe stay current with emerging trends.
We Understand Business
We collaborate closely with experts, corporations, contractors, and owners of commercial buildings to assist them safeguard their operations and the properties they oversee. Regardless of your history, you can find comfort knowing that you are shielded against threats that could endanger your company.
Our Legacy Speaks for Itself
Insurance Center of Monroe has provided insurance for our friends and neighbors in Monroe, MI, since 1929. We are a third-generation independent insurance agency. Throughout our time in business, we have helped our customers stay protected from the numerous uncertainties in life—with genuine care and courtesy.
Insurance Center of Monroe is located in Monroe, MI, and we are proud to serve businesses and individuals throughout Southeastern Michigan. We are also licensed in Florida, Indiana, Ohio, and Tennessee.
Plan and Protect
Insurance Center of Monroe offers a variety of personal insurance and business insurance solutions to help you protect what matters most.
An Independent Agency Gives You Options
We proudly represent Hanover, Auto-Owners, Pioneer State Mutual, and more!
The Independent Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
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